NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us, when used in this notice mean THE CENTRAL NATIONAL BANK & TRUST COMPANY. This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers: Our customers and consumers who have a continuing relationship by purchasing or holding financial products or services such as:

Deposit Account

Loan Account

Credit Card Account

Safe Deposit Box

Self Directed IRA

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We must first define the terms.

Nonpublic personal information means information we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include inforation that is available from public sources such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An Affiliate is a company we own or control, a company that is owned or controlled the same company that owns or controls us. Ownership does not meant complete ownership, but means owning enough to have control.

A Nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also know as nonaffiliated third party or an "other party".

The Information We Collect:

We collect information about you from the following sources:

Information you give us on applications/other forms

Information about your transactions with us

Information about your transactions with other parties

Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU

We do NOT disclose any information about you to anyone except as permitted by law

Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

The confidentiality, security and integrity of your information

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards to protect this information.

Information about former customers

We do NOT disclose information about former customers, except as permitted by law.